Stop tracking in five places
Bring income, expense categories, notes, and owner funding into one structured local ledger.
Private business expense tracking
Track your business income and expenses without building another complicated spreadsheet.
Private Business Ledger helps small-business owners, creators, and sellers organize income, expenses, owner funding, categories, and backups in one local browser tool.
Prefer Gumroad? Buy securely on Gumroad.One-time digital download. No login, no subscription, no bank connection. Not tax, legal, bookkeeping, or accounting advice.
IncomeTrack money coming in
ExpensesOrganize categories and notes
Owner fundingSeparate contributions and reimbursements
PrivateYour entries stay local
The problem
Receipts, notes, bank exports, and random spreadsheets get messy fast.
A small business does not always need a heavy accounting system on day one. But scattered records make it harder to review spending, prepare for bookkeeping, and remember what happened each month.
Review the month faster
Use dashboards and filters to see where money went before your records become a year-end scramble.
Keep control of your data
The tool runs in your browser. You import files yourself and can export backups when you want.
Product preview
See the ledger workflow in motion.
The demo shows CSV import, dashboard review, ledger editing, recurring expenses, and backup/restore so you can understand the tool before buying.
- Import bank CSV exports manually
- Review profit, cash flow, and expense breakdowns
- Edit categories, paid-from accounts, and business lines
- Export JSON backups and cleaned CSV files
How it works
A simple monthly recordkeeping rhythm.
Add or import records
Enter transactions manually or import bank CSV exports from your own files.
Categorize activity
Assign income, expense, paid-from, business line, and owner funding details.
Review the dashboard
Check profit, cash flow, expense categories, and Business Health metrics.
Backup and prepare
Export backups or cleaned records before talking with a bookkeeper or tax professional.
Included
What you get
- Private Business Ledger HTML tool
- CSV import workflow with sample/test CSV files
- Dashboard for profit, cash flow, ROI, and expense breakdowns
- Ledger filters and inline transaction edits
- Recurring expense forecast
- JSON backup/restore and cleaned CSV export
- Video tutorials on the product page
Free resource
Get the Small Business Expense Tracking Starter Checklist.
A practical checklist for common expense categories, receipts, monthly review habits, and questions to prepare for a bookkeeper or tax professional.
Questions
FAQ
Does this connect to my bank?
No. Private Business Ledger is a manual local tool. You import bank CSV exports yourself or enter records manually.
Does it replace a bookkeeper or accountant?
No. It is an organization and recordkeeping tool. Use qualified professionals for bookkeeping, accounting, tax, payroll, and legal decisions.
Where is my data stored?
The tool runs locally in your browser. Your entered ledger data stays on your device unless you export a backup file.
Who is it best for?
Small-business owners, creators, local service providers, Etsy sellers, and side businesses that want a simple way to organize records before the business is ready for a heavier accounting stack.
Ready to organize your business records?
Use the ledger to keep income, expenses, owner funding, and review habits in one place, then verify tax and bookkeeping decisions with qualified professionals.
Get It on Etsy Prefer Gumroad? Buy securely on Gumroad.One-time digital download, available on Etsy and Gumroad. See the store listing for current price, delivery details, and policies.