Expense trackingCSV importOwner funding

Private Business Ledger

Local expense tracker for small business, creators, and Etsy sellers. Import bank CSV exports yourself — no bank connection. Dashboard profit, Business Health ROI, owner funding, and JSON backup.

  • Import bank CSV files (sample + test CSV included)
  • Track owner reimbursement and contributions
  • Business Health — lifetime ROI, break-even, and milestones
  • Dashboard profit, cash flow, and expense breakdowns
  • Export backup JSON and cleaned CSV — data stays in your browser
Buy on Etsy Buy on Gumroad

Before purchasing: review the Product License, Refund Policy, and Privacy Notice.

Not tax software, not QuickBooks, not accounting advice. Watch tutorials ↓

Private Business Ledger product hero
Learn the tool

Video tutorials

Silent screen recordings with large on-screen captions. Expand a section to watch — collapsed sections stay compact so scrolling is easy to scan.

Tip: click a colored section header to expand. Click a video row to play — only one loads at a time.

Quick overview Watch the full product in 30 seconds 1 video · Best place to start
Start here 30-second product demo Import, dashboard, ledger, and backup in one pass.
Getting started Learn the layout and import your first CSV 2 videos · Steps 1–2
Tabs and quick actions Dashboard, Ledger, Settings, and the quick actions bar at the top.
Import bank CSV exports Settings → Import. Sample CSV included in your download folder.
Dashboard & Ledger Review profit, then edit transactions 2 videos · Steps 3–4
Dashboard stats and reports Profit, Business Health ROI, owner funding, and expense breakdowns.
Ledger filters and inline edits Filter by month and update category, paid-from, and funding type.
Settings Backup, recurring costs, and custom defaults 3 videos · Steps 5–7
Backup and restore Export JSON backup or cleaned CSV. Restore on a new browser.
Recurring expense forecast Plan monthly subscriptions and fixed costs not in bank CSVs.
Customize default lists Add your own categories, paid-from accounts, business lines, and funding types.
Other tools

More from Ark Horizon Tools

Private Follow Ledger

Private Follow Ledger

Facebook follow-back review for Page creators.

View product
Private Investment Deal Underwriter

Private Investment Deal Underwriter

Rental, flip, and BRRRR deal analysis.

View product